Financial Options

We’re here to help you!

It is the goal of our office to provide you with the highest quality dental care that is available. We are sensitive to the fact that some people may not be able to pay for their treatment at the time of service; therefore we offer several alternative payment programs for your convenience. Payment for your visit and future visits are due at the time of treatment and we will be happy to help you choose a method of payment that is comfortable for you.

Forms of Payment and Balances Due

In order to facilitate access to the very best health care possible you may choose from any of the following: Visa, MasterCard, Discover, Cash, Money Order, Personal Checks, or up to 12-month Financing (see below). Balances after more than 60 days will incur a finance charge of 18% APR.

Financing Options

Payment for today’s visit and future visits are due at the time of treatment and we will be happy to help you choose a method of payment that is comfortable for you.

OPTION 1: Prepay Courtesy

Full Pay Cash Discount: We offer a 10% accounting courtesy for all treatment that is paid in full (cash or check) at the time of service. We will still file your insurance and payment from your insurance company will go directly to you.

OPTION 2: Three Payments Zero Interest

Total patient obligation may be divided as follows: 50% due at the first treatment visit, with the remaining balance split into two equal payments, due 30 and 60 days after the first treatment visit. This option is available only if the total patient obligation is less than $750.00. Our office will charge these payments to your credit card on the due dates.

OPTION 3: Five Equal Payments, Zero Interest

Total patient obligation may be divided as follows: Five equal credit card payments for five consecutive months. This option is available only if the total patient obligation is greater than $750.00. Our office will charge these payments to your credit card on the due dates.

OPTION 4: Three, Six or Twelve Month, NO Interest Payment Plans

You may apply for this convenient method of payment at our office in Ballwin. We have made arrangements with Care Credit to finance your dental work with approved credit. This is a separate line of credit, which does not affect the balances of your other credit cards. There is no charge for an application, no annual fee, and credit lines up to $25,000, which may be used by any immediate member of your family. With loan approval, Dr. Postol will pay your interest for up to 12 months. This will allow you to complete your dental work without delay. It only takes a few minutes to apply and approval can be made while you wait.

Ask us about this wonderful plan or go to www.carecredit.com to learn more or to apply.